Commercial insurance
Coverage built around how your business actually operates. Our commercial specialists know the exposures in your industry and the carriers that write them best.
Commercial insurance done right
Every business carries risk: a customer injury, a fire, a cyberattack, an employee hurt on the job. The right program protects your assets, keeps you compliant with contracts and keeps the doors open after a loss.
As an independent agency we compare national and regional carriers, structure coverage around your operations and stay involved through audits, renewals and claims.
Industry programs
Specialized programs for industries with unique risks.
ContractorsLiability, equipment, auto and bonds for builders and the trades.Learn more
Garage & auto servicesGarage liability, garagekeepers and dealer coverage.Learn more
FranchisesPrograms that meet franchisor requirements across locations.Learn more
HospitalityHotels, restaurants, venues and recreation businesses.Learn more
Health care & senior livingProfessional liability and more for providers and communities.Learn more
Core coverages
The foundation of nearly every business insurance program.
Commercial propertyBuildings, equipment, inventory and lost income.Learn more
Cyber insuranceBreach response, ransomware and liability.Learn more
General liabilityInjuries, property damage and lawsuits from third parties.Learn more
Workers' compCoverage for employee injuries, plus safety and claims help.Learn more
Buy small business coverage online
Need coverage today? Start an instant quote with one of our online partners. A Pro X agent is still on your policy if you need help.
Coterie
Small business coverage like general liability and BOP, quoted online in minutes.
Start a quote with Coterie (opens in a new tab)NEXT Insurance
Fast online quotes for contractors, consultants and other small businesses.
Start a quote with NEXT Insurance (opens in a new tab)
Have questions about your policy?
Talk to a licensed agent who knows your file. We'll review your coverage, answer questions and find savings where we can.

