Dental & vision
Dental and vision benefits are inexpensive to offer and used constantly. They're one of the simplest ways to make your benefits package more competitive.
You can pay for these plans as an employer benefit or offer them on a voluntary basis where employees pay through payroll deduction. Either way, employees get group rates they can't find on their own.
What's covered
Preventive dental
Cleanings, exams and X-rays, often covered at or near 100%.
Basic & major dental
Fillings, root canals, crowns and bridges at tiered coverage levels.
Orthodontics
Optional coverage for braces and aligners for children and adults.
Eye exams
Routine annual exams with in-network providers.
Frames & lenses
Allowances for glasses or contact lenses.
Voluntary options
Employee-paid plans that add value at no cost to the employer.
Who it's for
- Employers adding to an existing health plan
- Businesses that can't offer medical yet
- Companies competing for talent
Common questions
Can I offer dental and vision without offering health insurance?
Yes. Many employers start with dental and vision because they're affordable and highly valued.
What does voluntary mean?
Employees choose whether to enroll and pay the premium through payroll deduction. You provide access to group pricing at little or no cost.
Are there waiting periods?
Some plans have waiting periods for major services or orthodontics. We'll compare plans that minimize them for your group.
Have questions about your policy?
Talk to a licensed agent who knows your file. We'll review your coverage, answer questions and find savings where we can.