Renters & condo
Your landlord's or association's policy doesn't cover your belongings. Renters and condo insurance protect what you own and your liability, usually for a low monthly cost.
Condo owners also need coverage for interior improvements and assessments from the association. We read your association's master policy so your coverage fills the gaps.
What's covered
Personal property
Covers furniture, electronics, clothing and more.
Personal liability
Protects you if someone is hurt in your unit or you damage someone else's.
Loss of use
Pays for temporary housing if your unit becomes unlivable.
Walls-in coverage
Condo coverage for interior finishes, fixtures and improvements.
Loss assessment
Helps pay your share of a special assessment after a covered loss to common areas.
Water backup
Optional coverage for sewer and drain backup.
Who it's for
- Apartment renters
- Students
- Condo owners
- Townhome owners
Common questions
Isn't my stuff covered by my landlord's insurance?
No. Your landlord's policy covers the building, not your belongings or your liability.
What does my condo association's policy cover?
It depends on the master policy. Some cover only the structure, others include original fixtures. We'll review it and match your coverage.
How much does renters insurance cost?
It's typically one of the most affordable policies available, and bundling with auto often lowers the cost further.
Have questions about your policy?
Talk to a licensed agent who knows your file. We'll review your coverage, answer questions and find savings where we can.