Cyber insurance
A single data breach or ransomware attack can halt operations and trigger costly obligations. Cyber insurance pays for the response and protects you from the fallout.
Businesses of every size are targets, and most general liability and property policies exclude cyber events. A dedicated cyber policy brings experts to your side within hours of an incident.
What's covered
Breach response
Forensic investigation, legal guidance, customer notification and credit monitoring.
Ransomware & extortion
Expert negotiation and payment coverage when systems or data are held hostage.
Business interruption
Replaces income lost while your systems are down.
Data restoration
Pays to recover or recreate damaged or lost data and software.
Privacy liability
Defends against lawsuits and regulatory actions after a breach.
Social engineering fraud
Covers funds lost when employees are tricked into sending money to criminals.
Who it's for
- Any business that stores customer data
- Medical & professional offices
- Retail & e-commerce
- Manufacturers
- Nonprofits
Common questions
Doesn't my general liability policy cover a hack?
Generally no. Most general liability and property policies exclude cyber events, which is why a standalone cyber policy matters.
We're a small business. Are we really a target?
Yes. Small businesses are frequently targeted because their defenses tend to be lighter. Cyber insurance is often very affordable at that size.
What do carriers require to offer coverage?
Most ask about multi-factor authentication, backups and employee training. We'll walk you through the application and help you qualify.
Have questions about your policy?
Talk to a licensed agent who knows your file. We'll review your coverage, answer questions and find savings where we can.