Health
Group health insurance is the benefit employees value most. We help you choose plans and funding that balance strong coverage with predictable cost.
There's no single right plan. We look at your employees' needs, your budget and your claims history, then compare traditional and alternative funding options so you can choose with confidence.
What's covered
PPO & HMO plans
Traditional plans with network options suited to your area and workforce.
High-deductible plans with HSA
Lower premiums paired with tax-advantaged health savings accounts.
Level-funded plans
Predictable monthly costs with the potential for a refund in good claims years.
Self-funded options
For larger groups that want more control and transparency over claims spending.
Compliance support
Help with ACA reporting, required notices and plan documents.
Renewal strategy
We start early, benchmark your plan and negotiate before you're up against a deadline.
Who it's for
- Small businesses offering benefits for the first time
- Growing companies
- Established employers facing rising renewals
Common questions
How many employees do I need to offer group health?
Small group plans are often available to businesses with as few as one or two eligible employees, depending on the carrier.
How much do employers usually contribute?
It varies. Many carriers have minimum contribution rules, and we'll show you how different contribution levels affect cost and participation.
What is level funding?
A plan where you pay a fixed monthly amount that covers claims, administration and stop-loss protection. If claims come in low, you may get money back.
Have questions about your policy?
Talk to a licensed agent who knows your file. We'll review your coverage, answer questions and find savings where we can.