Private client hub
High-net-worth households have complex needs. Our private client service coordinates every policy, from multiple homes to fine art, under one strategy and one point of contact.
Standard policies often fall short for valuable homes, collections and significant assets. We represent carriers that specialize in high-value clients and design a program around your lifestyle.
Your private client team handles annual reviews, appraisal updates and claims, so you spend less time managing insurance and more confidence knowing it's done right.
What's covered
High-value homes
Guaranteed or extended replacement cost for primary, secondary and seasonal residences.
Fine art & collections
Agreed-value coverage for art, jewelry, watches, wine and other collectibles.
Excess liability
High umbrella limits that protect significant assets and income.
Collector & exotic vehicles
Agreed-value coverage for collector, exotic and luxury vehicles.
Cyber & identity
Protection against online fraud, cyberbullying and identity theft for your household.
Household employees
Workers' comp and employment practices coverage for nannies, housekeepers and staff.
Who it's for
- Executives & business owners
- Owners of multiple homes
- Collectors
- Families with significant assets
Common questions
When does it make sense to move to a private client carrier?
Usually when your home's replacement cost, your valuables or your liability exposure outgrow what standard policies are designed for. We'll compare both and show you the difference.
Do I need appraisals for my jewelry and art?
For high-value items, yes. Appraisals set agreed values so a claim is paid without dispute. We'll help you keep them current.
Can you coordinate coverage for homes in other states?
Yes. Private client carriers can insure properties nationwide under one coordinated program.
Have questions about your policy?
Talk to a licensed agent who knows your file. We'll review your coverage, answer questions and find savings where we can.