Health care & senior living
Health care providers and senior living communities carry serious responsibility. We build programs that protect your patients, your residents, your staff and your organization.
Professional liability is only the starting point. Health care organizations also face data breach risk, employee injuries and regulatory scrutiny, and senior living communities have unique resident care exposures.
What's covered
Professional liability
Covers claims of negligence in the care or treatment you provide.
General liability
Protects against visitor and patient injuries on your premises.
Abuse & molestation liability
Specialized coverage often required for organizations that care for vulnerable people.
Cyber & data breach
Covers breach response, notification and liability for protected health information.
Property
Protects facilities, medical equipment and furnishings.
Workers' compensation
Covers staff injuries, which are common in patient handling and care roles.
Who it's for
- Physician practices
- Dental offices
- Home health agencies
- Assisted living
- Memory care
- Skilled nursing
- Therapy & rehab clinics
Providers we work with
Typical coverage for health care organizations.
Health care practices
Malpractice liability, property for clinics and offices, data breach coverage for patient records and workers' compensation.
Common questions
Does my malpractice policy cover a data breach?
Usually not. Patient data exposure is covered by cyber insurance, which handles notification, credit monitoring and regulatory defense.
What makes senior living insurance different?
Communities need professional and general liability designed for resident care, plus abuse and molestation coverage and strong property protection.
Can you insure a new practice?
Yes. We help new practices set up professional liability, property and workers' comp before opening day.
Have questions about your policy?
Talk to a licensed agent who knows your file. We'll review your coverage, answer questions and find savings where we can.